Uburyo bwo kubaka abantu bwohereza
Ibitekerezo byo gukoresha amahoro mu myaka yo kwinjira imbere mu by'ubupfumyi byemeza iby'uburyo bwo gukoresha amahoro mu by'ubucuruzi bw'ibyaha: gukoresha amahoro yo gukora imyaka yo kwinjira imbere kugira ngo umuntu atazambe neza cyangwa atazengera amahitamo. Umupfumyi ashobora kugira ngo asabe ko umutima wawe uri mu gihe cy'ubukangwe cyo gukomera, ko umugabane w'ibyumweru uza gukora imyaka yo kwinjira imbere nk'igihe cy'ubushobozi bw'ubutunzi, cyangwa ko amasano n'umugeni wawe wabayeho cyane ubu ntabwo bizagera kandi atazaba byanzewe. Ibyo bintu byubaka gukoresha ubwenge bwawe kugira ngo ufate umutungo wawe mu gihe cy'ubwoba. Amahoro y'uburyo bwo gukora imyaka yo kwinjira imbere nta na kimwe y'ibyiza. Nta mupfumyi w'ubushobozi w'ubutunzi azungurira umuntu gukoresha amafaranga atariyo mu gihe cy'ubwoba. Amahoro ashobora kuba akomeye — 'Ndabyumva ko twifashishije imyaka yo kwinjira imbere, ndabyumva ibintu byinshi byaje' — cyangwa akomeye — 'Niba utagira imyaka yo kwinjira imbere ubu, ntabwo nshobora kwemeza ko amasano y'ubushobozi azaba byanzewe.'
Ibimenyetso by’uburyo bwo kubaka abantu
- Umupfumyi asaba ko umuntu akora imyaka yo kwinjira imbere yo kwinjira imbere nk'ibyiza byinshi byo kugira ngo agire amafaranga
- Yubaka amasaha y'ubushobozi cyangwa 'amasano y'ubutunzi' y'uburyo bwo gukoresha amahoro yo kwinjira imbere nk'igihe cyo gukomera cyo gukoresha imyaka yo kwinjira imbere
- Uzengera amahoro, umupfuza, cyangwa utazambe neza mu gihe cyo gusaba imyaka yo kwinjira imbere
- Umupfumyi yitwa nk'umuntu w'ubwoba cyangwa atakwifashisha niba utamwemeza gukoresha imyaka yo kwinjira imbere yo kwinjira imbere
- Yubaka ko utagira umwanya wo gusubiramo — 'Ugomba gukoresha imyaka yo kwinjira imbere ubu, ntago wumva'
- Amafaranga y'uburyo bwo gukoresha imyaka yo kwinjira imbere yo kwinjira imbere ntago yaboneka mu buryo bwo gusobanura cyangwa byaragize imbere
Uburyo bwo kubaka abantu bwohereza bwemewe
Umupfumyi w'ubushobozi w'ubutunzi yemera umwanya, ubushobozi, n'ubwisanzure bwawe. Yafashije imyaka yo kwinjira imbere ufite nta gupfuza gukoresha amahoro yo gukora imyaka yo kwinjira imbere. Niba yemeye ko imyaka yo kwinjira imbere y'ubushobozi yaba itewe, yabwira wowe nta gupfuza, n'akwifashisha niba utagira imyaka yo kwinjira imbere. Ntago yubaka amasaha y'ubushobozi cyangwa asaba ko amasano y'ubutunzi azagabanuka. Abapfumyi b'ubushobozi b'ubutunzi bazi ko niba imyaka yo kwinjira imbere yabo ifite ubushobozi, abantu bazagera nta gupfuza. Ntibahitamo gukoresha amahoro kuko ubushobozi bwabo bishobora kuba byo gusobanura.
Ibikora
Ntugire imyaka yo kwinjira imbere mu gihe cy'ubwoba mu gihe cyo gusura umupfumyi. Niba umupfumyi yubaka amahoro yo gukoresha imyaka yo kwinjira imbere yo kwinjira imbere, umugire ko uzamubwira ko uzamubwira ko uzamubwira ko uzamubwira ko uzamubwira. Umupfumyi w'ubushobozi w'ubutunzi azamwemeza nta gupfuza. Niba yitwa nk'umuntu w'ubwoba cyangwa umutima we utera, byo byose byo kumenya ku bushingwe bwe. Hitamo ubushobozi w'amafaranga mbere y'umyaka yo kwinjira imbere n'utamwemeza cyangwa umushyira imbere.
Hora umupfumu usuzuguye
Uburyo bwo guharanira nk’ukoresha amasoko y’umupfumu asuzuguye n’akira abafite ubushobozi bw’ukuri, n’uburyo bwo kubungabunga abakoresha.
Soma abapfumu bemewe